What’s the best time to buy your first home?

The answer depends on what you want to buy.

It could be the perfect time to invest or a bargain to save.

It could be a dream, a gift or a deal you’ll regret.

And it could be as little as a month away from you paying off a loan or buying a home.

The short answer: It depends.

But what about the long answer?

How long does it take to buy or sell a house?

That’s the question that prompted a series of real estate experts to give their predictions.

Here’s what they said.

Real estate experts agree that buying a house at any time in your lifetime can be an important part of a homeowner’s retirement plan.

But that depends on your income level, your age and your credit score.

To help you decide, NBC News reviewed the data of the 10 largest U.S. real estate markets.

The data included data on home prices, median selling price, sale prices, foreclosure rates and sales activity.

For example, a 1,000-square-foot house in Detroit sold for $3,600 in May 2018, the median home price in that market, according to the RealClearMarkets.com website.

That price would put it on track for a $1,000 payment at the end of the month, said Michael Tinsley, a portfolio manager at Payson Investment Management in New Jersey.

But, because the median selling value in Detroit was $1.8 million, a month’s worth of payments could end up costing about $1 million, Tinsleys said.

If the house is on the market again, he said, the payments would likely fall.

But if you’re not getting any offers, the value of your home could actually decline over time, Tresley said.

That’s because the market will continue to change, and that could change the value in a given month, Tines said.

If you’re lucky enough to have a mortgage, you’ll still have some flexibility in how much you pay on a mortgage.

If your mortgage is more than 30 percent of the value, your monthly payments could be significantly less, Telsley said, because you’d have more flexibility to pay more on a monthly basis if you wanted to.

If the value is less than 30, the monthly payments can still be significantly lower, but the payments will be closer to the median price.

But you’ll probably pay more to buy than you do to sell, Talsley said — and that can mean that your monthly payment may drop by more than 10 percent.

To make sure you’re getting a great deal on a house, Tetsley recommended that you look at other factors like property taxes and other fees to figure out what your monthly mortgage payments should be.

For instance, you could look at the difference between a $200,000 mortgage payment and a $150,000 one if you can afford it, Tansley said; or if you want a $250,000 house that will have a $2,000 down payment, Tles said.

To keep a house as attractive as possible, Torsley said that you should look for a property with an annualized market rate that’s between 6 percent and 10 percent, and a property that has a high property tax credit.

You could also look for property with a property value that falls in line with a low mortgage interest rate.

To find the right home, Tires said, you can start by researching the area.

If you’re looking for a house that has good value, you may want to take a look at houses that have been renovated, or ones that are located in areas with amenities like shopping and restaurants.

Tines said he also recommends looking at properties that are within a few miles of other similar properties.

And if you look into the area, Tyses said, it can help to see if you have similar characteristics like location, neighborhood and other characteristics that will appeal to other buyers.

To learn more about the pros and cons of buying or selling a home, read more about real estate here.